lend out

With$ 1,100bn of excess bank reserves at the Fed, this presents another problem: that banks lend out those reserves,⑤ delivering a boost to the economy at just the wrong time.

存放在美联储的1.1万亿美元银行超额准备金产生了另一个问题：如果银行借出这些准备金，就正好在错误的时间提振了经济。

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If the reserve requirement ratio is 10%, for example, a bank that receives a$ 100 deposit may lend out$ 90 of that deposit.

如果存款准备金率是10%，那比如说，一家银行收到100美元的存款就能把那笔钱里的90美元借出去。

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The move allows banks to lend out more money, with Chinese state media saying the cut will release 1.2 trillion yuan ($ 194bn; 130bn) into the world's second-largest economy.

它允许银行提供更多贷款。中国的国有媒体表示降准将为世界第二大经济体释放1.2万亿人民币（合1940亿美元，1300亿英镑）资金。

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Two Propositions about The Rate of Books Refused to Lend Out

图书拒借率二题

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But it did not take long for them to discover that in normal times their customers would only wish to withdraw a limited proportion of their holdings each year and they could safely lend out a multiple of their deposits, provided their ious were generally acceptable.

但没过多久他们就发现，在正常时期，客户每年只想提取所存资产很小的一部分，所以只要他们的欠条被普遍接受，他们就可以安全地借出数倍的储蓄。

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The further development of banking can be divided schematically into the following stages: 1. Bankers discovered that they could usually safely lend out a portion of what they had on deposit without fear of all their depositors together asking to withdraw their funds. 2.

银行业接下来的发展大致可以分为以下阶段：1、银行家发现，他们通常能够安全地贷出自己吸纳的部分存款，而不用担心储户来挤兑。

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Savers deposit funds that might be quickly required in banks. The latter effectively create the money they lend out.

储户把可能很快就会动用的钱存入银行，而银行有效地创造出它们借出的资金。

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The central bank will attempt to link proportionally all the free money the ECB has been lending to the banks, plus some more with a new acronym, to how much the banks lend out to the public.

欧洲央行将尝试把它借给这些银行的免费资金以及类似资金与这些银行放贷给公众的金额挂钩。

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Furthermore, she told Frank that if the repairs at Tara could ever be completed, she intended to lend out her money on mortgages.

她还告诉弗兰克，等塔拉的修缮工作完成之后，她准备将钱作为有抵押的贷款放出去生利了。

provided by jukuu

Strong demand for safe assets could produce an attractive return for firms that have excess cash to lend out, particularly if low interest rates persist.

对安全资产的强劲需求可能会为有多余现金可出借的公司带来可观的回报，特别是如果利率继续维持在较低水平。

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Domestic issuance of magnitude, too, is tricky: banks, for example, already lend out more than their deposit base.

在国内大规模发债也很难。比如，银行发放的贷款已经超过其存款基础。

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I never lend out my gear.

我的枪从不出租的。

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The problem: banks don't have enough places to lend out all that yuan and earn interest.

症结在于银行没有足够的渠道把这些人民币资金全部贷出去，并收取利息。

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That's why I never lend out my books. I give away the ones of which I have two copies and the ones I've never read.

这也是我从不将书外借的原因，除非是我拥有副本或从没读过的那些书。

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Investors lend out Treasuries overnight in the so-called repo market, and get the bonds and a small interest payment back the next day.

通常情况下，投资者在所谓的回购市场上隔夜借出美国国债，次日收回并获得一小笔利息收入。

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Women classmates who had the help of men students would never freely lend out those original and complete, revised and enlarged editions of their notes, which were the result of joint efforts.

有男生帮忙的女同学，决不轻易把这种同心协力、增订校补的真本或足本笔记借人；

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No matter how well you get to know someone or feel your relationship has blossomed online, or in the flesh, never ever lend out money-whatever the circumstance.

不管你对TA有多了解，也不管你们在网上甚至现实生活中爱得多么死去活来，不要借钱给对方&不管什么情况都不能借。

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Local governments themselves are having their loans rolled over, limiting the amount of new funds that banks can lend out, Green says.

地方政府本身的贷款也正在展期，限制了银行能够放贷的新资金数量。

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Fractional Reserve Banking is a system of banking that essentially allows banks to lend out money that they don't actually possess.

部分准备金银行体系是指允许银行向外进行借贷业务，而这些钱并非银行所有。

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Lend out a helping hand when they need it and be humble and nice to them.

当他们需要的时候，提供必要的帮助，而且要友善谦虚的对人。

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A bank can open an office, advertise attractive rates and lend out$ 1bn in a month or two.

一家银行却能在一两个月时间里开设一个网点、宣传诱人的利率、贷出10亿美元。

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Seventy-three years ago, fearing the large accumulation of reserves held by the banks at the Fed could result in an uncontrollable expansion of credit in the future if the banks decided to lend out those reserves, the Fed raised reserve requirements to absorb them.

73年前，由于担心银行利用其在美联储累积的巨额准备金发放贷款，由此导致未来的信贷扩张不可控制，美联储提高了准备金率以吸收这些资金。

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Yeah, as media started to move onto more and more electronic formats, we would lend out thumb drives with movies and e-books on them.

京晶：是的，随着媒体开始转向越来越多的电子格式，我们会把装有电影和电子书的拇指驱动器（U盘）借给他们。

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That is, for every dollar a bank collects in deposits, it can only lend out 75 cents.

也就是说，银行每收到一块钱存款，只能把七毛五分钱贷出去。

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It creates a contradiction that, on the one hand, the large amounts of funds in bank are unable to lend out, and on the other hand, the SMEs have many obstacles to obtain the credit support.

这就产生了一个矛盾，一方面是银行的大量资金无法贷出，另一方面是中小企业难以获得银行的信贷支持。

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They will only lend out money at a high rate of interest.

他们要按高利息才贷出款子。

provided by jukuu

Banks used to lend out 90% of their deposits.

过去银行业总是将90%的存款用于放贷。

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Firms that lend out safe collateral will need to apply rigorous haircuts on the riskier collateral they accept to ensure they have ample security if a counterparty implodes.

对于所接受的风险较高的抵押资产，出借安全抵押资产的公司将需要对其法定价格进行严格规定，以保证万一某交易对方突然崩溃时自身有足够的保障。

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Instead of lending out 60 or 70 per cent of their deposits, the banks would lend out more than 100 per cent.

这些银行并非仅将60%或70%的存款用于放贷，其贷存比甚至超过了100%。

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The focus of the dispute is whether to emphasize reference services that require more professional knowledge or simply lend out documents.

争论的焦点是图书馆的核心业务，究竟是继续做好文献外借服务，还是将重点放在专业性更强的参考咨询上。

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